Frequently Asked Questions

Thinking About Living in Cypress Cove? Here’s Your Guide!

We’re delighted that you’re considering making Cypress Cove your home. It’s a unique community, and we’re here to help you every step of the way.

Joining Our Community: Cypress Cove consists of mobile homes, and the process to move in involves purchasing an existing home from a current resident. Some homes are sold directly by owners, while others are represented by agents within the park.

Key Information:

• Approval Process: Before making an offer, approval by Cypress Cove is required. Sellers can only consider offers from approved applicants.
   
• Buying Process: All home sales occur directly between buyer and seller; Cypress Cove does not participate in transactions or earn commissions.
   
• Community Fit: We value community harmony, so familiarity with Cypress Cove is preferred to ensure a good fit for both you and the community.
   
• Lot Rent: Monthly fees range from $500 to $800, covering water, sewer, garbage pickup, and basic yard maintenance (mowing only).
   
• Membership: Full membership in Cypress Cove is required for all residents, separate from lot rent.
   
• Approval Requirements: Your application includes a background check (criminal and credit). The Executive Committee reviews applications based on community fit and check results.
   

Application Process:

• Download the application from our Front Office or website.
   
• Complete the Background Check Form (retain pages 3-6 for your records).
   
• Submit completed documents with a $350/couple or $200/single non-refundable application fee and a copy of your photo ID.
   
• Our Residential Property Manager will contact you after the background check to schedule an interview.
   
• Approval or denial notification will be sent within 14 days post-interview, with approvals valid for up to three years.
   

Settling In: Once moved in, join the Homeowners Facebook Group to connect with neighbors and stay updated on community news and events.

Ready to Begin? Explore current listings and embark on your new journey in Cypress Cove!

All of the homes at Cypress Cove are mobile homes. Most are two-bedroom, two-bathroom double-wides, although there are also several single-wide homes located toward the front of the community. Some homes offer three bedrooms, and there are even a few four-bedroom homes. Prices vary depending on the home’s size, age, condition, location and recent improvements 

Yes, you can live at Cypress Cove year-round. Many homeowners are full-time residents, while others use their homes seasonally or as a second home. This creates a great mix of longtime residents, snowbirds and part-time neighbors who return throughout the year. 

Follow this Link to Cypress Cove Live Here Page

No. Cypress Cove is a leased-land community. You purchase and own the mobile home, while the homesite remains the property of Cypress Cove and is leased through a monthly lot payment. Ownership of the home is transferred by title, much like a car or boat, rather than by a traditional real estate deed. 

The monthly lot rent covers your homesite along with water, sewer, garbage collection and basic lawn mowing. Homeowners are responsible for their own electricity, internet, home maintenance, landscaping beyond basic mowing and other personal services. 

Because you are purchasing the mobile home rather than the land, there are no traditional real estate property taxes or HOA fees. Homeowners pay monthly lot rent and must maintain an annual Cypress Cove membership. Other expenses may include mobile home registration, insurance, electricity, internet, maintenance and repairs. 

Yes. Homeowners must maintain an active Cypress Cove membership in addition to paying their monthly lot rent. Membership provides access to the resort’s amenities, entertainment, activities and social events and is an important part of becoming a member of the Cypress Cove community. 

Yes. Prospective homeowners must apply directly to Cypress Cove and receive residency approval before submitting an offer on a home. This approval is separate from the home purchase itself. Brown Lake Homes can explain the process and help make sure you complete the necessary steps in the correct order. 

Yes in some cases, financing may be available, although it differs from a traditional mortgage because the home is located on leased land. These loans are generally secured by the mobile home itself. Approval, down payment and loan terms will depend on the buyer’s qualifications as well as the home’s age, condition and value. Brown Lake Homes can connect buyers with lenders experienced in financing mobile homes on leased land. 

Yes, insurance is available, but the type and amount of coverage will depend largely on the home’s age, condition and construction. Newer homes may qualify for full replacement-cost coverage, while older homes may have more limited options. A four-point inspection is often required, so we recommend obtaining an insurance quote early in the purchasing process. Brown Lake Homes can connect buyers with inspectors and insurance professionals familiar with Cypress Cove homes. 

Living at Cypress Cove means having resort-style amenities just outside your door. Residents can enjoy swimming, boating, tennis, pickleball, pétanque, golf and cornhole, along with fitness activities, resident clubs, live entertainment, dances and themed events. The resort also offers dining, shopping, salon and massage services, and a lending library. You can be as active and social—or as quiet and relaxed—as you choose. 

Yes. Homeowners are welcome to invite friends and family to visit. All guests must check in with Cypress Cove, provide identification, complete any required registration and follow the resort’s rules. Applicable daily membership fees or visitor requirements may apply, so it is always a good idea to contact the resort before your guests arrive. Cypress Cove is family-friendly, and children are welcome. 

Yes. Homeowners may have pets, subject to Cypress Cove’s community rules. Dogs must be kept on a leash outside the home, and owners are responsible for cleaning up after them. Pets are not permitted in the pool area or public buildings. Because specific restrictions may apply, buyers should confirm the current residential pet policy with Cypress Cove. 

Short-term rentals are strictly prohibited. A homeowner may rent the home only with a lease of at least one year. A copy of the signed lease must be provided to the Cypress Cove office, and the prospective tenant must complete and pass the community’s residency approval process before moving in. 

Yes. Electric golf carts are permitted and are one of the most popular ways to get around the resort. Gasoline-powered golf carts are not allowed. Residents frequently use their carts to visit neighbors, travel to the pools and restaurants, attend activities or simply enjoy an evening ride through the community. Golf carts must be operated responsibly and follow Cypress Cove’s posted traffic and safety rules. 

Visiting Cypress Cove gives you a chance to enjoy the resort, but living here makes you part of the community. Residents form lasting friendships, look out for one another and enjoy everything from planned activities to spontaneous golf-cart visits with neighbors. The pools, lake, entertainment and amenities become part of everyday life rather than something enjoyed only on vacation. For many homeowners, the biggest difference is the feeling of truly belonging. 

Yes. Homeowners may update or remodel their homes, and in some cases an older home may be replaced with a new manufactured home. Exterior changes, additions, decks, porches, carports, sheds, fencing and replacement homes require prior approval from Cypress Cove. County permits and licensed contractors may also be required, depending on the project. Always obtain the necessary approvals before beginning any work.  

Cypress Cove offers a rare combination of beautiful Central Florida weather, lasting friendships, clean and well-maintained surroundings, and fresh, modern amenities. It is also one of the most affordable places to live in Central Florida. Residents get to enjoy the comfort of a close-knit community and the convenience of resort-style living—all in a place where many people only dream of vacationing.  You Can Live Here and We Can Help!